Learn what thousands of customers already know about getting a loan with The Funding Company
The ability to obtain lending when needed, is a critical component to financial stability and financial success. When consumers are forced into high interest rate, alternate lending sources, the cost of funds creates a barrier to reaching financial goals.
Gone are the days when the banks have all the power. When their rejection or complicated process was the only way.
Today customers are turning to The Funding Company to solve their short term financial needs. Let’s take a look at the process and why customers rave about the services we offer.
|The Funding Company Loan||Traditional Bank Loan|
|Application Process||Online 1 Page Application||Apply online or in a local branch|
|Documentation Needed||No Doc Loan No income verification No Employment Verification No Asset Verification||Depending on size of loan Income is always verified Asset and employment verification often required|
|Fees and other charges||The fee is 12%||No Application Fee Annual fees on most loans|
|Funding Determination||Credit Driven Funding Decisions||2|
|Funding Time||Pre-qualification as soon as 2 hours Funding in as little as 48 hours||Pre-qualification 1-2 days Average funding time 1-2 weeks|
|Credit Lines||$10,000 to $200,000||$1,000 to $25,000 on average|
|Collateral Needed||100% Unsecured, No collateral unsecured. Stocks, CD’s,vehicles & homes used||Smaller lines offered as|
|Minimum Credit Score||680 or below in some cases||700|
|Conclusion||Fast and Simplified lending Process||Cumbersome lending process|
The Funding Company also offers top rated customer service and we are here for you, every step of the way.